MCQ on Government Scheme March 2026

Explanation: Under the theme “Sashakt Nari, Samriddh Delhi”, several social welfare programs were launched to bolster female autonomy. One of the primary initiatives is the Saheli Pink Smart Card, which provides free and unlimited transit for women and transgender residents aged 12 and above on all state-run buses. The overarching goal of these programs is to increase the economic participation, mobility, and safety of women within the national capital.

Explanation: The Tamil Nadu Women Entrepreneur Empowerment Scheme (TWEES) was introduced to provide robust structural support for women-led businesses. The initiative aims to empower one lakh women entrepreneurs over five years through subsidized credit, enhanced market access, seed capital, mentorship programs, and procurement preferences in government contracts. It is specifically targeted to be inclusive, aiding SC/ST, minorities, rural residents, and first-generation business owners.

Explanation: The Union Cabinet has approved the transition of the Jal Jeevan Mission into JJM 2.0. This new phase extends the project timeline to December 2028 and increases the total project outlay to Rs 8.69 lakh crore. JJM 2.0 shifts the focus from simply building infrastructure (like pipes) to ensuring a utility-based service that provides consistent and sustainable potable water. The mission has successfully reduced under-five mortality by 30%.

Explanation: Under the extended JJM 2.0, a highly sophisticated digital framework called “Sujalam Bharat” was established. This system assigns a unique ID to every single village, facilitating real-time monitoring of water flow directly from the source to the household tap. Additionally, a process called “Jal Arpan” was created to formally hand over water assets to Gram Panchayats for local, community-driven management.

Explanation: The Amrit Bharat Station Scheme recently achieved a landmark by successfully modernizing 180 stations to vastly enhance the passenger experience. While a total of 1,337 stations have been identified for redevelopment across the Indian rail network, these 180 represent completed major hubs in states like Kerala, Tamil Nadu, Andhra Pradesh, and Madhya Pradesh. The upgrades focus on transforming stations into multi-modal “City Centres”.

Explanation: Chief Minister Vishnu Deo Sai of Chhattisgarh inaugurated the Gaudham Yojana in Bilaspur. The scheme is designed to provide systematic shelter and care for destitute and stray cattle. The first phase saw the launch of 29 Gaudhams (Surabhi Gaudham) across 11 districts, with long-term plans to establish 1,460 such facilities ensuring ten centers in every development block.

Explanation: The Gaudham Yojana in Chhattisgarh uses a unique tiered financial assistance model. It gradually increases the daily subsidies provided per animal over a four-year period. By the fourth year, the daily subsidy reaches Rs. 35 per animal. This financial incentive is specifically designed to encourage high-quality, long-term care for the cattle by the local shepherds (Gau-sevaks).

Explanation: The RELIEF scheme was enacted to assist Indian exporters facing massive logistical challenges in the Strait of Hormuz and the West Asia maritime corridor. ECGC Limited acts as the nodal agency for processing claims related to extraordinary freight hikes and insurance premiums. The scheme offers up to 100% risk coverage for past shipments and up to 95% coverage for upcoming exports.

Explanation: Under the RELIEF intervention, special provisions were made for smaller exporters. MSMEs that are facing high surcharges but lack formal credit insurance can receive direct reimbursements of up to 50% of their extra costs. This reimbursement is firmly capped at a maximum of Rs. 50 lakhs per entity, funded out of the scheme’s overall Rs. 497 crore financial outlay.

Explanation: The Union Cabinet approved the Bharat Audyogik Vikas Yojna with a massive budget of Rs. 33,660 crore. This ambitious scheme focuses on developing 100 industrial parks, ranging in size from 100 to 1,000 acres, across various states. It provides financial assistance of up to Rs. 1 crore per acre for core internal infrastructure like roads, utilities, testing labs, and Ready-Built Factory Sheds.

Explanation: The Small Hydro Power (SHP) Development Scheme was approved with a budget of Rs. 2,584.60 crore. The primary target of the scheme is the installation of approximately 1,500 Megawatts of decentralized capacity through projects scaling between 1 MW and 25 MW. Special financial assistance is provided to North Eastern states at Rs. 3.6 crore per Megawatt, and to other states at Rs. 2.4 crore per Megawatt.

Explanation: Union Minister Ram Mohan Naidu Kinjarapu launched the ‘Fare Se Fursat’ scheme to eliminate dynamic pricing, allowing any seat on a designated route to be booked at a single, static fare. This provides financial certainty for middle-class travelers. It is initially being implemented on select routes operated by the state-owned carrier Alliance Air, including routes like Delhi-Rewa and Chennai-Hyderabad.

Explanation: The CGSMFI-2.0 scheme targets approximately 36 lakh small borrowers by providing guarantee coverage ranging from 70% to 80% to microfinance institutions. To ensure that credit remains affordable for the bottom of the pyramid, the scheme strictly caps the interest rates at the External Benchmark Lending Rate (EBLR) or Marginal Cost of Funds Based Lending Rate (MCLR) plus 2%.

Explanation: Following the 2025-26 Budget, the MCGS-MSME scheme was significantly updated to include the service sector and offer special benefits to exporters. To help MSMEs modernize, the minimum project cost that must be dedicated to machinery and equipment has been relaxed and lowered from 75% down to 60%. Additionally, the 5% upfront contribution by borrowers is now refundable annually.

Explanation: The Modified UDAN scheme was approved with a massive Rs. 28,840 crore outlay for ten years. Aside from developing 100 airports with a Rs. 12,159 crore investment, a brand new component was added: the development of 200 modern helipads specifically in remote and hilly districts. The budget allocated for the construction of each of these helipads is exactly Rs. 15 crore.

Explanation: The Union Cabinet approved the continuation of the IVFRT scheme with an outlay of Rs. 1,800 crore. By introducing new technologies like self-service kiosks and automated e-gates at 13 major international airports, the scheme has drastically reduced immigration clearance times to just 30 seconds for Indian nationals, facilitating faster passenger movement and boosting travel efficiency.

Explanation: The government completely overhauled the PM Internship Scheme to include more sectors and provide better financial support. To reduce drop-out rates among participants, the monthly stipend was substantially increased from Rs. 5,000 to Rs. 9,000. Furthermore, eligibility was expanded to include candidates with Postgraduate or MBA degrees, and the age limit was revised to 18-25 years.

Explanation: Under the updated Nationally Determined Contributions (NDC), India has set highly ambitious climate targets for the mid-2030s. The government committed to reducing the Emissions Intensity of its GDP by 47 percent by 2035 (compared to 2005 levels). Crucially, the target for the non-fossil fuel energy share in the total installed electric capacity has been aggressively set at 60 percent by 2035.

Explanation: As part of the national modernization drive, several stations in Delhi are transforming into modern transit hubs. While New Delhi Station is getting a double basement, and Bijwasan Station is finishing its air concourse, it is the Safdarjung Station that has successfully commissioned a brand new signal building and completed the structural framework for its departure plaza canopy.

Explanation: Subsidies under the Rs. 10,900 crore PM E-DRIVE scheme have been extended for Electric Two-Wheelers (e2w) until July 31, 2026. Following massive demand from major manufacturers, the unit target for electric two-wheelers was nearly doubled, increasing from the original 14 lakh units to 24.8 lakh units. The incentives are capped at Rs. 2,500 per kWh, with a maximum financial support of Rs. 5,000 per vehicle for those priced under Rs. 1.5 lakh.